MEMBERSHIP CENTER

AmeriServ


AmeriServPSEA Member Benefits and AmeriServ Bank® have partnered to offer you exclusive loan programs. Whether you need a mortgage, refinance, home equity loan, or a personal line of credit, PSEA Member Benefits can help you save through our partnership with AmeriServ Bank. Headquartered in Johnstown, PA with multiple branch locations throughout the state, AmeriServ has served Pennsylvanians' banking needs since 1901. 

Home Equity Credit Line: Loan in a Line

Program Benefits

  • Secured by primary residence
  • Is it a Line of Credit? Fixed Rate Loan? Both?
  • Always can be used as a Line of Credit
  • Can convert any portion of the line of credit into a fixed rate/fixed term home equity loan (up to 9 loans)
  • Loan in a Line rates are the prime rate with a minimum rate of 3.5%. Call for current rates
  • No Annual Fee (A $25 annual PSEA discount)
  • Interest rate floor of 3.5% for PSEA Members (floor rates for non-PSEA members is 4%)
  • Introductory rate of 1.99% for 9 months from contract date for Loan in a Line on new accounts (requires $10,000 in  new money)
  • Fixed rate carve out/subordinate loan within Loan in a Line at 2.99% for any term up to 84 months
  • Home equity loans up to 90% Loan-to-Value (LTV)


Take Advantage of this Program

Visit www.ameriserv.com/psea-members-only or call 1-855-673-6456 for more information or to apply.

 


Personal Line of Credit

Available to PSEA members and members' parents and children.

Program Benefits: 

  • Unsecured loans
  • Accessed by checks (No deposit account required)
  • No annual fee ($50 annual discount, and $49 processing fee waived for PSEA members)
  • Rates are prime rate plus 3% with a minimum rate of 7%

Take Advantage of this Program
Visit www.ameriserv.com/psea-members-only or call 1-855-673-6456 for more information or to apply.

 

 

 

 



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